Key Pension Attributes Comparison

Smart Pension is free for employers, and great value for employees. In addition, sign up with Smart Pension and you'll be using the UK's fastest, most efficient workplace pension platform, with the most advanced set of payroll integrations built in. Finally, thanks to our strategic partnership with Legal & General, you'll have peace of mind that your employees are being offered sophisticated, secure, blue chip investment options, that will help them safely provide for their future.

For a comparison of the key features that we offer compared to other main automatic enrolment workplace pension providers, please see the table below (for a more comprehensive view including a longer term, 5-year fee comparison please click on the relevant link to see how each of the providers measure up to Smart Pension: NEST/ NOW: Pensions / The People's Pension / Creative Auto Enrolment).

Great value A selection of the main workplace pension providers
Year
One Only
Smart
Pension
NEST
Pensions
NOW:
Pensions
Creative
AutoEnrolment
The People's
Pension
Key Pension Attributes NEST NOW: Pensions Creative AutoEnrolment The People's Pension
Master Trust
Assurance Framework?
Master Trust Assurance Framework?
Mentioned On The Pensions
Regulator's Website
Mentioned On The Pensions Regulator's Website
Employee
investment fund
Employee investment fund Legal & General funds Legal & General funds Unspecified global companies Unspecified "Diversified Growth Fund" Scottish Widows Unspecified
Sharia
Fund?
Sharia Fund?
Guaranteed
acceptance?
Guaranteed acceptance?
Participation
agreement lock-in?
Participation agreement lock-in? NO NO NO‡ NO However contributions cannot be taken out if members leave the scheme. 2 years NO‡‡ NO However contributions cannot be taken out if members leave the scheme. NO
Automated contribution calculation,
assessment & communications?
Automated contribution calculation, assessment & communications?
Automated
employee education?
Automated
employee education?
2 step verification
security available?
2 step verification security available?
Fully secure
HTTPS website?
Fully secure HTTPS website?
Digital
direct debit
Digital direct debit
Automated
company lookup
Automated company lookup
Live customer
service chat
Live customer service chat
Automated business
address cleansing
Automated business address cleansing
Electronic
Signature
E-Signature
Smart
Rewards
Smart Rewards
Funds
Selection
Funds Selection
Mobile
App
Mobile App
Alexa
Amazon Skill
Alexa Amazon Skill
Google
Home
Google Home

Advisers & Our Platform

IFAs and middleware providers may charge fees to the company to advise or to provide auto enrolment services, however there would still be additional underlying pension fees. Smart Pension is 100% free for employers and great value for employees. If you prefer to outsource your auto enrolment to a trusted adviser, we are happy to work with your IFA, accountant, bookkeeper or payroll bureau to set up your workplace pension.

Advisers and agents can find out more here.

If you think there is an error on this page, please feel free to contact us and we will do our best to correct it.

Not only are we phenomenally good value for employers (free!) and employees, but we are also the quickest and most efficient solution in the industry and we offer sophisticated, secure, blue chip investment options. Why choose anyone else?

These calculations were based on correct competitor pricing as at 14/01/2016.

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