You might be thinking that you need this money now more than you will need it in the future. But that is not necessarily true. When you are older, you may not wish to work, and may want to enjoy your retirement. Therefore if you start saving now you will be in a much better positon when you are old, and if you don't want to work or cannot work, then you may not have to.
For many, retirement seems too far away to even think about. But it will happen. And there is no reason why, even now, you cannot begin to look forward to it. But in order to look forward to it, you must have something to look forward to. By starting to save just a little bit now, you can ensure that you have a comfortable retirement, where you can go and do whatever you want without the worry of money.
Our free additional pensions income calculator estimates how much more your pension could pay out per week when you retire, depending on how much additional money you put into your pension pot (per month between now and your state retirement age). Click here to try it out.