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Automatic Enrolment For UK Construction Businesses

The automatic enrolment legislation requires UK employers from all sectors, including construction businesses, to enrol all their eligible employees into a workplace pension scheme. Find out more below.

Auto Enrolment For UK Construction Businesses

Are you aware of new laws that require all UK employers from all sectors, including those in construction where there are typically high levels of staff turnover, to enrol all their eligible employees into a workplace pension scheme by a certain date? Failure to do so could result in a fine of thousands of pounds per day or even worse, imprisonment.

So whether you specialise in homebuilding, civil engineering or commercial construction, you need to ensure that you are compliant by the 'staging date' set out by the government. If you're employing staff for the first time on or after 1st October 2017, you will need to provide your first member of staff with a workplace pension on the day they start work. This date is known as an employer's 'duties start date'.

auto enrolment for construction businesses

Other Key Features Of Smart Pension Include:

Online Management:

Once you are signed up, setting up your workplace pension is a piece of cake. Create employee groups and then make your first contribution, or simply let us do the work and we'll ensure that your employees that qualify for inclusion in your workplace pension will receive the legal required minimum contribution from your company.

Easy To Make Changes:

Once your employee details are in our system, we store them for next time, and should there be any changes - such as a change of salary for a project manager or a new structural engineer joining the team - you can update these details within a few clicks, which is particularly helpful in construction, where employee turnover is generally quite high.

Instant Direct Debit:

Our direct debit set up is a simple one step process whereby your bank account is validated and added securely to our system in a few seconds. It couldn't be any easier.

Automatic And Compulsory Employee Documentation:

Automatically generated documentation printed with your company name and logo (optional), is sent out to employees prior to your 'staging' date to educate them on auto enrolment, and also post enrolment once your pension is set up with Smart Pension. We stay on top of these small but crucial steps so you don't have to*.

Employee Self Administration:

The ability for employees to manage their own statuses, whether to opt in or out, and also what they want their own pension contribution to be, means that you have more time to do your own job. Simple.

For further information and more details about the unique features of Smart Pension and how it could work for your construction business, you should have a look at the Why Choose Smart Pension? page. Or alternatively, you can book an appointment to speak to one of our experienced team members via our booking form.

Smart Pension Automatic Enrolment Case Study

Mrs Helen Garlick, a bookkeeper at small building firm, Lime Masonry Ltd, found that her main challenge with the automatic enrolment legislation was "the red tape surrounding pensions" and admitted that she found it "a little daunting". The company decided to go with Smart Pension as their chosen auto enrolment workplace pension provider due to the fact that there are no set-up fees, ongoing fees or hidden charges meaning that it's completely free for employers and advisers, and it offered a quicker set-up compared to other providers on the market. It also provides great value for their employees whilst the platform offers advanced, innovative tools along with a highly experienced support team on hand to help as and when needed.

Upon joining, Mrs Galick was pleased to find that the Smart Pension platform was "easy to use" making the whole automatic enrolment set-up and process less daunting and "easier to deal with". And with the help of the Smart Pension support team, she was able to obtain guidance "all the way through the process". A satisfied Mrs Garlick added that the team "have been extremely helpful as I wanted to get it right first time" and is happy to recommend Smart Pension as auto enrolment provider to other companies.

More Information

* Please note that you are responsible for meeting your deadlines, not us. We cannot accept any responsibility if you miss your deadline.

Smart Pension is designed specifically for auto enrolment but is tailored to meet your construction business needs.

The Smart Pension automatic enrolment workplace pension platform is also well suited to the needs of other sectors, particularly those with a higher turnover, such as hospitality businesses, farming businesses, employment/recruitment agencies, call centres, retailers, and employers of home helpers/domestic staff such as personal carers, nannies and cleaners.

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