Employees 
Employers 
Advisers 
Fast
We offer the fastest, easiest to use workplace pensions platform in the UK. Assess your staff, generate letters, delegate tasks, add your professional adviser… all in a few minutes. Get compliant today.
Secure
Pension funds are only invested in blue chip providers, such as Legal & General. We are Master Trust Assurance Framework (MAF) accredited. Our investment proposition is secure and sophisticated.
Free
Free to use for both employers and professional advisers, we also offer outstanding value to employees and unlike many providers, we have no hidden "transaction" fees. We're great value, for everyone.
The Right Honourable Matthew Hancock MP,
Minister of State for Business, Energy and Enterprise, 2015
"Smart Pension is a fantastic company which helps small businesses with their employee pensions. The Smart Pension team has done a brilliant job in building a successful platform which makes other businesses' lives easier."
Guy Opperman,
Pensions and Financial Inclusion Minister
"It was great to meet the team at Smart Pension, and see how they are looking to innovate even further by harnessing fintech to make pension saving more accessible."
Mark Zinkula,
Chief Executive Officer, Legal & General Investment Management (LGIM)
"Smart Pension has built a powerful digital platform which has made auto enrolment scalable and affordable for employers and their employees with minimum cost and disruption."
Emma Jones,
Founder, Enterprise Nation
"Small businesses need an auto enrolment solution that is fast, nimble and reliable. Smart Pension enters the market with that solution and a track record of success. For small businesses complying with the new laws, you make a smart choice with Smart Pension."
Emma Douglas,
Head of DC Pensions, Legal & General Investment Management (LGIM)
"Smart Pension is an exciting, forward-thinking British business, ensuring auto enrolment becomes the scalable and unshakable success it deserves to be, even for the smallest employer."
Why choose Smart Pension?
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Advanced Technology Platform
We have integrated the best UK technology into our platform to make us faster and more secure than anyone else.
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Payroll Integration
Try our workforce assessment tool or use your own payroll software including Sage and many others. Alternatively, select a one-click option via pensionsync or a Smart Pension API Ready payroll provider. Click the logos below for more information.
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Investment Professionals
Our administration is now managed in-house by our own pension experts and is 100% secure, allowing greater versatility and bringing you and your employees the best possible pensions experience.
- J.P. Morgan has made a strategic investment in Smart Pension
- Click here to find out more
- Legal & General Investment Management invests in Smart Pension
- Click here to find out more
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Plan your Auto Enrolment for free.
Work out your staging date
Calculate the cost to your business
Complete your checklist
Brochures & Fact Sheets
Information For Employees, Employers and Advisers
A library of helpful yet concise brochures and fact sheets on the Smart Pension approach to auto enrolment.
FAQs
Your Questions Answered
Here you will find the answers for the most commonly searched for / asked questions about automatic enrolment and workplace pensions.
The Smart choice for workplace pensions.
Deadlines
Company Staging Dates
It is extremely important that you know your staging date so you can auto enrol your employees on time.
Meet the Team
Expertise. Innovation. Experience.
Our team includes seasoned professionals in investment management, technology & regulation.
Penalties
What Penalties Might You Face?
The Pensions Regulator has a wide range of powers to penalise companies, including fines of up to £10k a day.
Auto Enrolment Planner
Interactive Planning Tool
Automatic enrolment doesn't have to be hard. With our interactive planning tool, it's even easier than you think.
Fees & Charges
How We Earn Money
Our platform is free for businesses to use: no up front fees & no annual fees. Employees pay a small management fee.
Learn More
Workplace Pension Knowledge Bank
Our Knowledge Bank is one of the most comprehensive automatic enrolment resources available online.
Employee Information
Helping Your Employees
A dedicated page that answers common questions and concerns raised by employees/members.
Brochures & Fact Sheets
Information For Employees, Employers and Advisers
A library of helpful yet concise brochures and fact sheets on the Smart Pension approach to auto enrolment.
FAQs
Your Questions Answered
Here you will find the answers for the most commonly searched for/asked questions about automatic enrolment.
