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What is Smart Rewards?

Smart Rewards gives you free, unlimited access to over 1,200 discounts at almost every major retailer in the UK, on everything from shopping to holidays. The average member could save over £400 a year.

Why Do I Get All This? Where's The Catch?

There are no catches. We truly believe saving for retirement is a great thing, and Smart Rewards is a way  to help our customers with new and exciting ways to save money. We know that saving for the long term is important, but so is making the most of your money today – we want to help you do both.

Click here to Register for Smart Rewards

Offers Include

18% Off

Update your contribution percentage

Food and Drink


54% Off

Electricals and computers rewards

Electrical and Computers


18% Off

Fashion rewards



18% Off

Health and gym rewards

Health and Gym


14% Off

Travel and holidays rewards

Travel and Holiday


40% Off

Cinema tickets rewards

Cinema Tickets

How Does Smart Rewards Work?

All you have to do is register by clicking here, register using just the email address linked to your Smart Pension account – and start saving immediately. Smart Rewards provides a range of ways to get the best deals:

  1. Cashback - You spend money at a retailer and they pay cashback into your Smart Rewards account, which you can then use on future offers, or withdraw to your personal bank account.
  2. Online - Simply click through to your retailer and you'll save automatically on your purchase either by cash back being added to your account, a discount being automatically applied or by using a code at check out.
  3. Storecards - You load up a digital or physical card with prepaid credit at a discounted price, before you shop.
  4. Vouchers - You can buy digital vouchers, which are emailed to you so you can start saving instantly.

Example Saving - Save £150 a year* on your grocery shopping.

Smart Rewards saves you up to 6% at all the major UK supermarkets including Tesco, Sainsbury's, Morrisons, Asda and Lidl. In 2017, the average UK family spent around £225 per month on supermarket shopping. With a 6% discount from Smart Rewards, this means you could save over £150 during the year on your everyday shopping – and there are many more offers available.

If you would like additional information, please refer to our FAQs. here

*assumes average grocery spend.

Here are just a few examples of the great brands you can save with…

Retail logos

These are examples of the offers available with Smart Rewards, although these may change from time to time. Register now and we will keep you up-to-date with the latest savings available.

Smart Pension is not responsible for and does not accept any liability for any third party, supplier or partner websites or applications, including (without limitation) for the use, content, performance, security, functionality, accuracy and privacy of such websites and applications, or availability of any links to them. You should ensure that you are happy with the terms and conditions, permissons, access, and other aspects when accessing or downloading any third party, supplier or partner website or applications. Read our privacy policy here.

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